Could a Narrow Network Plan Solve Your Insurance Headaches?

Health insurance can be complicated, whether you need coverage for your business, yourself or your retirement years. It’s easy to feel overwhelmed at the jargon, the choices and the costs.

That’s why narrow network plans can help people feel like their health insurance is understandable, affordable and under control.

Benefits of a Narrow Network Plan

Individuals who select an Avera Health Plans narrow network option will enjoy the following benefits:

• Members are always covered for emergency care (even if it’s out of network)
• If you need a health care service that’s not available in-network, you can be covered by an out-of-network preauthorization or referral from an in-network provider.
• Lower premium payments and out-of-pocket costs
• Access to over 60 medical specialties
• Care records easily accessed through one online portal
• Access to Avera Health Plans Value Added Services and Ancillary Products
• Savings of up to 20% over traditional plan premiums