The Coverage You Need

We offer employer group coverage for businesses in South Dakota and Iowa. Whether you have two employees – or many more – we can can help you create an insurance package that’s valuable to your employees. Learn more about our employer plans and the different types of coverage we offer.

Small Businesses

Fewer than 50 employees? Explore plan options and find one that fits your budget, even if you’re a two-person operation.

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Large Businesses

50 or more employees? Get great value for your business with fully insured employer plan options – plus flexibility and choice.

Learn More

Self-Funded Businesses

Have more than 50 employees and want to fund your own plan? We can help with helpful third-party administrator services.

Learn More

Round Out Your Employee Benefits

Employee benefits include much more than health insurance.

  • If you’d like COBRA administration services, we offer these for no additional fee.
  • Make your benefits a complete package with our additional coverage options – from life insurance to employee assistance programs and more.

Additional Coverage

Your Avera Network Advantage

With Avera Health Plans, your employees will have access to our wide network of providers – including Avera Medical Group and many independent providers in our region – a variety of hospitals and medical specialties, including:

  • Nationally accredited cancer specialists and research program
  • Region’s largest orthopedic physician team
  • A level IIIB NICU in Sioux Falls and 16 birthing locations throughout South Dakota
  • Coverage extending beyond the Avera network for employees who live outside of the Avera network

Along with our strong network of providers, we’re pleased to offer a narrow network plan. This type of insurance coverage is budget-friendly and comes with access to multiple medical specialties—benefiting both employers and your employees. Plans available for those employers who reside in Minnehaha, Lincoln and Brown counties.

Want to see for yourself?

Narrow Network Explained Browse Providers

Your Trusted Partners in Health

Connecting you to health topics that interest you, learn about health plans and find guidance to stay healthy.

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Get Started

Our local team is happy to help make sure you have the right plan for your health care needs and budget.

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Still have questions?

Our local team is happy to help make sure you have the right plan for your health care needs and budget. Find an Agent
You can also call our sales team toll-free at 855-692-8372.

1 For most members. Some limitations apply. NOTE: IRS guidelines indicate that members with HSA-eligible plans may be subject to tax penalties if they use the free virtual visits. If you have an HSA-eligible plan, you may use your HSA or Flex spending dollars for this service. 2 Available to South Dakota and Iowa ACA small group plans only.

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