Large Business Health Insurance

Get the flexibility to design and create plans that meet the criteria and needs of your business and employees. These plans are great option for groups wanting a lower monthly premium.

• Offers both medical and pharmacy benefits with preventive benefits covered at 100%
• Option to personalize benefits, including vision, and Employee Assistance Program (EAP)
• High Deductible Health Plans (HDHP)
• Offers both medical and pharmacy benefits once deductible is met with preventive benefits covered at 100%
• Offers a higher deductible and lower premium than a traditional plan
• Can be paired with a Health Savings Account (HSA) for tax benefits
• Puts employee into the driver’s seat of health care

• Offer both medical and pharmacy benefits with preventive benefits covered at 100%
• One co-pay per office visit, per day for all services provided in the provider’s office
• These services apply to deductible and coinsurance: PET scan, MRI, CT scan, SPECT scan, cardiovascular, nuclear medicine, specialty medications and MRA

• Available in Minnehaha, Lincoln and Brown counties in South Dakota
• Offers both medical and pharmacy benefits with preventive benefits covered at 100%
• Tiered plan that offers savings when using Avera Network of nearly 2,000 providers
• $0 co-pays for primary care, urgent care and chiropractic visits
• No out-of-network coverage
• Standard Plan option available to be offered alongside Preferred Plans to match benefits for employees living outside the three-county service area

• Available in Minnehaha, Lincoln and Brown counties in South Dakota
• Offers both medical and pharmacy benefits with preventive benefits covered at 100%
• Network is primarily Avera providers and facilities for cost savings
• Great for employees who want a more affordable monthly premium
• No out-of-network coverage