The Coverage You Need

If you’re looking for high-value health insurance, and you live in South Dakota, it’s time to connect with Avera Health Plans. We have competitive individual and family health insurance plans that fit your budget and coverage needs combined with access to Avera’s award-winning health care system.

Health Plans

Explore our health insurance plans. Compare plan specifics to find the best fit for your budget and life.

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Pharmacy Coverage

Find out if your medications are covered and learn how to get the most from your pharmacy benefits.

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Dental Plans

Start smiling when you see the flexible options from our dental coverage partners.

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Enrollment Resources

Get answers to health insurance questions and enrollment with these popular resources.

How to Choose a Plan

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How to Sign Up

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Read Our Blog

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1 For most members. Some limitations apply. NOTE: IRS guidelines indicate that members with HSA-eligible plans may be subject to tax penalties if they use the free virtual visits. If you have an HSA-eligible plan, you may use your HSA or Flex spending dollars for this service.

Why Choose Avera Health Plans

You’ll get some built-in benefits including:

  • Choice through our robust network of providers and health care facilities
  • Well-being services, online wellness technology, health coaches and case managers
  • Membership discounts at select fitness businesses
  • 24/7 Avera Health Plans Virtual Visits at no cost1
  • Covered preventive care, including wellness exams, vaccines and preventive screenings like mammography and colonoscopy
  • Access to handy digital tools including our member portal – available online and via app – so you have access to coverage and claims at your fingertips

Downloadable Guides

Here are more resources to help you make sense of your health insurance options, so you can make the best purchase for you and your family.

Your Guide to Choosing Health Insurance (pdf)

Consumer Insights for Health Insurance (pdf)

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Want to learn more about our 2025 plans and coverage?

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