Dental Plans

Looking for Dental Insurance?

  • If you chose a family plan sold through the Marketplace (Healthcare.gov), pediatric dental coverage is included.
  • If you need adult dental or purchase a different type of plan, we offer two options through partners with leading dental coverage. You can get pricing and coverage for both online.

Ameritas Group

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Delta Dental of South Dakota

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Dental Coverage FAQ

Who is eligible?

Anyone, age 18 and older, is eligible to apply for and purchase a dental plan. All Affordable Care Act-compliant plans provide pediatric dental coverage up to the age of 19 (plans sold through the Marketplace on Healthcare.gov).

Can I keep my current dentist?

Yes, you can continue to see your current dentist.

Are there waiting periods?

There are no waiting periods for:

  • Diagnostic and preventive services
  • Emergency treatment of dental pain
  • Routine restorative services including fillings, tooth extractions and oral surgery

For all other services, there is a 12-month benefit waiting period. The waiting period is waived if you have been continuously covered under a Delta Dental of South Dakota employer-sponsored group policy for at least the last 12 months. Waiting periods must be satisfied if there has been a lapse in coverage or for new members who are added to this policy.

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Want to learn more about our 2025 plans and coverage?

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